This is the worst economy our nation has experienced since the 1930’s. Many people are suffering through no fault of their own. For some, it is a recent loss of job. For others, it’s medical, divorce, death of a family member, or some other event that came from nowhere. When I was sixteen, my father passed away. It took six months before the life insurance policy paid. For my mother and I, this was a long six months. I can still remember that day I came home from school and discovered that our electricity had been turned off. I empathize with people who are going through tough times. Sometimes bad things happen to good people. It is not your fault.
The good news is that there are laws that can help you catch your breath and get back on your feet. Chapter 13 is a great tool for stopping foreclosures, repossessions, garnishments and best all…..those pesky creditor phone calls. Many people like to refer to Chapter 13 as the “catch your breath provision” of the bankruptcy code. In contrast to Chapter 13, Chapter 7 helps people wipe out all of their debt and get a new fresh start.
I hope you will explore my website and please feel free to email me or call me with any questions you may have.
Sincerely,
Jeff Kelly
We have office locations in Dallas, Cartersville, Rome and Dalton.
Disclaimers: Please note that my firm is a debt relief agency that helps people obtain relief from their creditors by filing for protection under the federal bankruptcy code. Nothing in this website should be considered legal advice. If you want free legal advice, call me. No attorney client relationship exists until you have a signed contract.
Copyright © 2009 The Law Office of Jeffrey B. Kelly P.C. All Rights Reserved.
