Monday, November 16, 2009

Watch Out for Foreclosure Scams!

November 16, 2009

If someone tells you to pay them money so that they can “renegotiate your loan,” don’t do it!  There are so many scams.  Take advantage of a free consultation with an attorney and let a bankruptcy attorney review any offers you are considering. If you want a loan modification, you can speak to your mortgage [...]

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Can I keep my house if I file Chapter 13?

November 16, 2009

Yes.  If you file Chapter 13 and are able to continue to make regular monthly mortgage payments, your house cannot be foreclosed on while you are in Chapter 13    The important question is, “Can you afford your future payments?”  If so, Chapter 13 is a great option for you.  Any past due payments on [...]

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Bankruptcy – What do I need to bring to my 341 Meeting of Creditors?

November 16, 2009

For both Chapter 7 and Chapter 13 bankruptcy, you should bring to your 341 Meeting of Creditors: 1.  your driver’s license: 2.  your social security card: 3.  Proof of your car insurance: 4.  Proof of your house insurance and: 5.  Proof of your post-petition mortgage payments. If you can’t find your social security card, bring [...]

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