Comments on: What Happens if I Miss a Few Mortgage Payments While I am in Chapter 13? http://www.kellycanhelp.com/2009/11/21/what-happens-if-i-miss-a-few-mortgage-payments-while-i-am-in-chapter-13/ Helping people get out of debt. Call now 1-888-832-8249 Fri, 05 Feb 2010 03:58:43 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: jeffreyb http://www.kellycanhelp.com/2009/11/21/what-happens-if-i-miss-a-few-mortgage-payments-while-i-am-in-chapter-13/#comment-273 jeffreyb Fri, 05 Feb 2010 03:58:43 +0000 http://www.kellycanhelp.com/?p=565#comment-273 Kathy, In Georgia, if you only have one mortgage and you let it go to foreclosure, you will almost never have to pay any deficiency. Under Georgia law, a mortgage company has 30 days from the date of foreclosure to file confirmation of the foreclosure to collect a deficiency. This almost never happens here. I am not sure how this works in Nevada. If you are not comfortable with your bankruptcy attorney, you may want to consider finding another one. A good place to look is www.nacba.org. Hope this helps. Kathy,

In Georgia, if you only have one mortgage and you let it go to foreclosure, you will almost never have to pay any deficiency. Under Georgia law, a mortgage company has 30 days from the date of foreclosure to file confirmation of the foreclosure to collect a deficiency. This almost never happens here. I am not sure how this works in Nevada.

If you are not comfortable with your bankruptcy attorney, you may want to consider finding another one. A good place to look is http://www.nacba.org. Hope this helps.

]]> By: Kathryn Turner http://www.kellycanhelp.com/2009/11/21/what-happens-if-i-miss-a-few-mortgage-payments-while-i-am-in-chapter-13/#comment-269 Kathryn Turner Mon, 01 Feb 2010 15:24:11 +0000 http://www.kellycanhelp.com/?p=565#comment-269 I am from Las Vegas, NV. I filed a Chapter 13 bankruptcy and I am paying 100% of my debt back. So far I have payed over 18,000 dollars. I want to continue to meet my obligations with my chapter 13 as long as I am able. My problem lies in the fact that I bought a condo that is 100,000 dollars under water. I would like to foreclose. I want to know what happens if I foreclose on a condo while in a chapter 13. My lawyer is a very unfriendly and unhelpful person. I am writing to you instead of calling her. I am from Las Vegas, NV. I filed a Chapter 13 bankruptcy and I am paying 100% of my debt back. So far I have payed over 18,000 dollars. I want to continue to meet my obligations with my chapter 13 as long as I am able. My problem lies in the fact that I bought a condo that is 100,000 dollars under water. I would like to foreclose. I want to know what happens if I foreclose on a condo while in a chapter 13. My lawyer is a very unfriendly and unhelpful person. I am writing to you instead of calling her.

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