Auto Repossessions in Georgia

If you file Chapter 13, your car is protected while your case is active.  We don’t need the car company’s permission.  The key is to get a case number before the creditor repossesses your car.

If your car has already been repossessed, you need to get a Chapter 13 bankruptcy case number within 10 days to have a chance to get it back. Don’t wait! Call my office at 706-295-0030. If you don’t do anything, eventually the car creditor is going to sue you for the difference between the amount they sell your car for at auction and the amount you owe on your contract. Once they get a judgment against you, they will then try to garnish your wages or your checking account.

After you call my office, get your most recent paystub and a list of all your debts.  When you call my office to make the appointment, make sure you tell whoever answers that your car has just been repossessed and you need to speak with asap.

What if my car has not been repossessed yet because I’m hiding the car?  What can happen to me for hiding the car? Answer – The creditor can have you arrested.

We have office locations in Dallas, Cartersville, Rome and Dalton.