Earthquake in the Georgia Bankruptcy World

Earlier this year, I predicated that an earthquake may erupt in 2015 in the Georgia bankruptcy world.  It has.  The Georgia garnishment statute has been declared unconstitutional. The Daily Report states, “Thursday’s ruling by U.S. District Senior Judge Martin Shoob said that the statute violated constitutional guarantees of due process by not giving debtors enough […]

Bankruptcy Can Help Lighten The Load

Chapter 13 and Chapter 7 bankruptcy are great tools for lightening a person’s debt load.  With both chapter 13 and Chapter 7, you can eliminate medical debt, credit card debt, and other types of unsecured debt. Shrinking your debt can be critical to your financial and emotional health.  If the load gets too heavy, something […]

Dept. of Ed Offers Some Debt Relief for Corinthian Students

The Wall Street Journal says that the college graduation class of 2014 is the most indebted class ever in the history of our great nation. Many for-profit colleges across our country have enslaved many of their customers with student loan debt. Recently, the Department of Education has announced some relief to students who were victimized […]

Bankruptcy and Bitcoins

Bitcoins have the potential to change the way the world does business.  I believe bitcoins also have the potential to impact the bankruptcy world. After reading my headline, I bet some of you are asking yourself, “What is a bitcoin?” Bitcoin is a virtual currency that was created in 2009 by an unknown person using […]

Rising Anger Over Student Loans

Student loans are a trap that have ensnared thousands of our youth across the United States.  The promise of a college education rings hollow for many graduates. Mitch Daniels, former governor of Indiana and current president of Purdue University, does a great job of describing the economic slavery that many college graduates face today.  Mr. […]

Georgia Garnishment Law Might Get Axed in 2015

Earthquakes are hard to predict.  However, I think I see an earthquake coming in the collections and bankruptcy worlds.  The Georgia garnishment law might be declared unconstitutional this year. If this happens, all garnishment actions in Georgia will come to a screeching halt.  As a consequence, some small collection and loan companies will go out […]


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