Bankruptcy – Eliminating an IRS Tax Lien With Chapter 13

April 16, 2013

Chapter 13 bankruptcy can be a great tool for paying off an IRS tax lien without having to pay the entire amount owed on the lien.  However, you must understand that in dealing with the IRS in bankruptcy, there always seems to be exceptions.  If you want to know how the law applies to your [...]

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What Can a Georgia Creditor Do To Me After the Judgment?

April 9, 2013

I love  that scene in Sudden Impact where Clint Eastwood says to the bad guy, “Go ahead.  Make my day.” I know that some people get so frustrated with nasty debt collectors that sometimes they just want to face them off Clint Eastwood style.  However, in the state of Georgia, this is a bad idea. [...]

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Bankruptcy – When Is It Time To File?

April 2, 2013

How do you know when it is time to file bankruptcy?  In this blog post, I would like to illustrate some examples of when filing bankruptcy is urgent and when it is not. Urgent Bankruptcy Situation #1 If your house has been scheduled to foreclose, do not make the mistake of waiting until the last [...]

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Bankruptcy And Other Options With Student Loan Debt

March 26, 2013

Millions of Americans are drowning in student loan debt.  Bankruptcy can make it easier for you to pay your student loans by eliminating all of your credit card debt, medical debt, and personal loan debt.  Many people who struggle with paying student loans find it a lot easier to make those payments when all of [...]

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The Bankruptcy B22 Bombing of American Citizens

March 19, 2013

During World War II, United States bombers wreaked havoc on their enemies.  Some of these bombers were able to carry 2000 pound bombs.  Can you imagine witnessing the damage of one of these bombers in action? In October 2005, our wonderful Congress decided to declare war on U.S. debtors after receiving 40 million dollars in [...]

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Bankruptcy – Can I Eliminate the Civil Judgment from the Bar Fight?

March 12, 2013

Will bankruptcy eliminate the monetary damages awarded in a civil judgment that resulted from a violent fight? We have all heard this story before.  A nice guy walks into a bar in Kennesaw, Georgia with his smoking hot girlfriend.  On this particular night, the bar is filled with some rowdy patrons.  One of the drunk [...]

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Chapter 13 Bankruptcy – Where Does My Tax Refund Go?

March 1, 2013

If you are in a 100 percent Chapter 13 plan in the Northern District of Georgia, you will be able to keep all of your tax refund.  However, if you are in a Chapter 13 case where your credit card debt, medical debt and other unsecured debts are being eliminated in your plan, you will [...]

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