Can I keep my house if I file Chapter 13?

Yes.  If you file Chapter 13 and are able to continue to make regular monthly mortgage payments, your house cannot be foreclosed on while you are in Chapter 13.   The important question is, “Can you afford your future payments?”  If so, Chapter 13 is a great option for you.  Any past due payments on your mortgage can be put into your Chapter 13 plan.

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