Bankruptcy Information

Bankruptcy – How Long Does It Take To Get My Case Filed?

July 8, 2010

In emergency situations, it does not take long to get your bankruptcy case filed. If I have room in my schedule, I can get your Georgia bankruptcy case filed the same day you come into my Rome Office. However, if you have an emergency filing, you need to plan on spending the entire day in [...]

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Bankruptcy – Can I File If I Own a Life Estate?

July 1, 2010

Anyone who owns a life estate can file bankruptcy.  However, there is a risk of losing the ownership of the life estate when you file Chapter 7 if the life estate is worth more than you are allowed to exempt in Georgia.  In contrast, you may be able to protect the life estate in a [...]

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Bankruptcy – Can I Keep My Tax Refund If I File?

June 25, 2010

When I meet with clients from the Northwest Georgia area, one of the first questions I usually get is, “Can I keep my tax refund if I file bankruptcy?”  For some, the answer is yes and for others, the answer is no.   Most people have plans for how they are going to spend those [...]

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The Automatic Stay in Bankruptcy

May 23, 2010

The automatic stay is an injunction against against the continuance of any legal action against a debtor or the debtor’s property. 11 U.S.C. 362. The automatic stay protects a debtor from harassing collection calls, repossessions, foreclosure sales, and garnishment of wages.  The protection from the automatic stay starts as soon as the debtor gets a [...]

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Bankruptcy – Can I Have a Bank Account After I File?

May 15, 2010

Just because you file a Chapter 13 or a Chapter 7 bankruptcy does not mean that you can’t have a bank account in Georgia.  However, if you have no bank account at all before your case is filed, it is possible that you may have difficulty opening a new one after bankruptcy.  When you file, [...]

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Can I Convert My Chapter 13 to Chapter 7?

January 2, 2010

When there has been a significant change in circumstances since the Chapter 13 was filed, most people are able to convert from a Chapter 13 to a Chapter 7 For example, the most common cause of converting from a Chapter 13 to Chapter 7 is the loss of a job. Another is example is a [...]

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Is It Too Late To File Chapter 13 or Chapter 7 After A Judgment Has Been Entered Against Me in Georgia?

December 16, 2009

Let’s discuss the best way for you to handle the creditor lawsuit that has been filed against you. Call me today for your free consultation at 706-295-0030.

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