Georgia Bankruptcy

Bankruptcy And The Problem With Receiving Christmas Gifts

November 22, 2011

I know this sounds really strange but  a bankruptcy case can get really messed up sometimes because of Christmas gifts. I absolutely love Christmas and I don’t like the Grinch but it is my job to tell you truth about how Christmas can really wreck a case. Let me give you an example. Let’s say [...]

Read the full article →

Chapter 7 Bankruptcy – Can the Trustee Take Away My Income Stream?

November 8, 2011

In a Chapter 7 bankruptcy case, a trustee cannot take away some types of income streams from you that are protected by the Georgia exemption statute. Income streams that are protected by the Georgia exemption statute are: income received from unemployment veteran’s benefits disability benefits payments from a pension or annuity payment from an IRA [...]

Read the full article →

Bankruptcy – What is a Proof of Claim?

November 2, 2011

In every bankruptcy case, if a creditor wants to get paid they must file a proof of claim.  A proof of claim is a written statement of a creditor with verifying documentation that describes the basis that the person who filed bankruptcy owes the creditor. When you file a bankruptcy case in the Northern District [...]

Read the full article →

New Federal Program To Help Homeowners Will Fall Short

October 25, 2011

The Atlanta Journal and Constitution recently reported that the federal government will unveil yet another new program to help resolve the foreclosure crisis in this country (click here to read the full article).  This new proposal will make changes to the Home Affordable Refinance Program (HARP) which was introduced in 2009.    Just like all [...]

Read the full article →

Secrets from the Debt Collector’s Playbook

October 12, 2011

Reader’s Digest recently published an article detailing some secrets from the debt collector’s playbook (click here to read the full article). As a Georgia bankruptcy attorney, I wanted to throw up when I read the part about how the debt collector will ask people to borrow from their 401k or borrow money from friends or [...]

Read the full article →

Foreclosure Cases – Federal Regulators Will Review Millions

October 6, 2011

Newspapers across our nation have been full of articles detailing bank foreclosure practices that have been abusive.  It now looks like the federal government will attempt to respond to this foreclosure abuse.  The Wall Street Journal has reported that federal regulators will review millions of foreclosure cases to determine whether some consumers should be compensated [...]

Read the full article →

Top 10 Bankruptcy Tips For A Hassle-Free Consultation

September 27, 2011

I offer a free consultation to any person in Northwest Georgia who is considering bankruptcy.  Here are my top ten bankruptcy tips for keeping your free consultation hassle-free.  Please note that most bankruptcy clients don’t bring anything to their first appointment with me because they just want some basic information.  However, if you want the [...]

Read the full article →