Creditor Lawsuits In Georgia
Typically, a lawsuit gives 30 days for the defendant to file a response with the court. A response is an opportunity for you to dispute the validity or amount of the debt by requesting a hearing. To file a response, you should contact an attorney who practices in state court and get them to file a response before a default judgment is entered against you. If you know that you owe the debt, the lawsuit will likely end in a judgment against you. In this situation, filing a response is only going to delay the inevitable. If you owe the debt, call my office at 706-295-0030 for a free consultation, and let’s go over your options.
If you ignore a judgment, a creditor can obtain a garnishment against you to seize up to 25% of your gross wages until the debt is paid. A creditor can also serve a garnishment to your bank and have those funds deducted. Also, a creditor with a judgment against you can put a lien on your house. If you have a car that is paid for, they can put a lien on the title of the car.
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NOTHING IN THIS PAGE SHOULD EVER BE CONSTRUED AS LEGAL ADVICE. IF YOU WANT FREE LEGAL ADVICE CALL ME AT 706-295-0030 AND SET UP A FREE CONSULTATION.