Can I Convert My Chapter 13 to Chapter 7?

January 2, 2010

When there has been a significant change in circumstances since the Chapter 13 was filed, most people are able to convert from a Chapter 13 to a Chapter 7 For example, the most common cause of converting from a Chapter 13 to Chapter 7 is the loss of [...]

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Should I Sign My House Over to Someone Else Before I File Chapter 13 or Chapter 7?

December 21, 2009

Don’t sign property over to someone else before filing bankruptcy. Call me today at 706-295-0030 and let me explain it to you.

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Calhoun Bankruptcy Attorney

December 16, 2009

We serve Calhoun and all of Gordon County with our offices located in Rome, Dalton and Cartersville. I look forward to meeting with you soon.

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Is It Too Late To File Chapter 13 or Chapter 7 After A Judgment Has Been Entered Against Me in Georgia?

December 16, 2009

Let’s discuss the best way for you to handle the creditor lawsuit that has been filed against you. Call me today for your free consultation at 706-295-0030.

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Should I Use a Prepaid Credit Card While in a Chapter 13?

December 16, 2009

Call me today at 706-295-0030 for your free consultation. We have office locations in Dalton, Dallas, Rome and Cartersville.

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Filing Bankruptcy in Georgia – You Must Know the Value of Your House

December 12, 2009

The purpose of this blog is to give you a rough idea about why you must know the value of your house before you file bankruptcy in Georgia.  Under Georgia Law, a single person can exempt a maximum of $10,600 of equity in their house when they file either Chapter 13 or Chapter [...]

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Debt Management Company Scare Tactics About Bankruptcy

December 4, 2009

I recently spoke with a client who was the victim of Debt Management Company Scare Tactics.  After I met with this client and confirmed that the qualifies for Chapter 7, he went home and called his Debt Management Company and asked that they stop deducting money from his checking account because he was filing [...]

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Should I take Out A Second Mortgage On My House To Pay Off My Credit Cards in Georgia?

November 28, 2009

Taking a second mortgage out on your house to pay off credit card debt is a bad idea in most cases.  In the event you need to file bankruptcy, credit card debt can be wiped out if necessary.  Even in a Chapter 13 /a> plan where you are paying back all of your debt, the [...]

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Should I Borrow Against My 401K To Pay Off My Credit Card Debt or Medical Debt in Georgia?

November 28, 2009

Borrowing against your 401k is a terrible idea.  With Georgia Bankruptcy Exemptions, your 401k most likely will be 100 percent protected from your creditors.
One of the most common mistakes I see people make is that they will borrow against their 401K to pay off credit card debt or medical debt.  Within a short period of time, they realize that [...]

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Top 10 Myths About Bankruptcy in Georgia

November 28, 2009

Top Ten Myths about Bankruptcy

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