Stop Garnishment in Georgia
When your employer is served with a garnishment, it is extremely important that you take action as soon as you can. If you do nothing, the creditor is going to garnish up to 25 percent of your disposable wages. If your employer messes up the garnishment, they can be held liable to the creditor for the entire amount of the debt. How happy is your employer going to be with you if they end up having to pay a large lump sum to the creditor? When you file a Chapter 13, it not only protects you from collection, but it also protects your employer from messing up a garnishment as long as the bankruptcy filing is communicated to the creditor. Chapter 7 also stops garnishments of your wages. Call me today for free consultation so that we can get the garnishment stopped as soon as possible.
I have seen clients who have allowed themselves to be garnished for months before coming to see me. During this time, they missed mortgage payments and car payments because of the large amount of money that was being taken out of their check as a result of the garnishment Some clients even let their car get repossessed. You don’t have to miss car payments and mortgage payments because of a garnishment of your paycheck. We can come up with a plan to stop the garnishment of your wages. Call today.
Here is how you know that you are about to be garnished in Georgia. First, the sherriff comes out to your house and delivers the lawsuit. Since you owe the debt and everything stated in the lawsuit is true, you don’t respond the papers. Thirty days later, a default judgment is entered against you. Within a few weeks, your employer is served with a garnishment and the misery begins. Why be miserable?
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