Stop Garnishment in Georgia
When your employer is served with a garnishment, it is extremely important that you take action as soon as you can. If you do nothing, the creditor is going to garnish up to 25 percent of your disposable wages. To get your free report on Georgia garnishments, please put your email address in the box on the right hand side of your screen.
In Georgia, if your employer messes up the garnishment, they can be held liable to the creditor for the entire amount of the debt. How happy is your employer going to be with you if they end up having to pay a large lump sum to the creditor? When you file a Chapter 13, it not only protects you from collection, but it also protects your employer from messing up a garnishment as long as the bankruptcy filing is communicated to the creditor.
When you file Chapter 13 with my office, we will file a plea of stay with the court where your garnishment was filed. In addition, we will send a copy of the Employer Deduction Order, which has the bankruptcy judge’s signature on it, to your employer so that the garnishment will be stopped. If you bring us the fax number to your payroll department, this will help us notify your employer even faster. Chapter 7 also stops garnishments of your wages.
I have seen Georgia consumers who have allowed themselves to be garnished for months before coming to see me. During this time, they missed mortgage payments and car payments because of the large amount of money that was being taken out of their check as a result of the garnishment Some clients even let their car get repossessed. You don’t have to miss car payments and mortgage payments because of a garnishment of your paycheck. We can come up with a plan to stop the garnishment of your wages.
Please fill out the box on the right side of your screen and get the report to learn about your options.
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