If you miss a few mortgage payments while you are in Chapter 13 in the Northern District of Georgia, the attorneys for the mortgage company will file a Motion for Relief against you. They will charge you approximately $800 for filing this motion. Generally, we can work out a deal with them to put their attorney fees into your Chapter 13 plan and spread out the missed payments over six months. If this is not feasible, the motion will be granted and your house will be foreclosed.
You must keep proof of all mortgage payments you make. If you don’t have proof of the payment, you may get stuck having to make it again.
Call me if you have any questions.