Bankruptcy and Spring Cleaning for a New Start
Could bankruptcy help you with your spring cleaning?
Springtime is a great time to go through your house and clean up all the garbage you have allowed to pile up over the past year. Flowers are popping up. Birds are chirping. The weather is awesome. Now is a great time to roll up your sleeves and get cleaning. I love springtime!
It is also a great time to do some financial spring cleaning as well. For many people, their credit report looks a lot like this picture. Garbage stuff piles up over the years. Tax liens, car repossessions, medical bills and on and on.
Life Happens and garbage piles up.
Sometimes, bad things happen to good people through no fault of their own. Divorce happens. People lose jobs. People have medical issues and miss work for extended periods of time. Things can just come at your from out of the blue.
You have a choice. You can either lay down and wallow in agony or stand back up and fight. You don’t have let bad history keep you from having a good future. Attack the problem. Chapter 13 and Chapter 7 bankruptcy can help you get a new start.
Georgia has harsh consequences for ignoring credit problems.
The scary part of a messy credit report is that it can really sneak up behind you and take you down. When you ignore stuff on your credit report long enough, eventually, you will get sued. In Georgia, that means a creditor can garnish up to 25 percent of your take home income. Worse yet, they can completely clean out your checking account.
Why wait for disaster to strike? Chapter 7 and Chapter 13 bankruptcy can help you clean up the past so that you can move on to a better future.
Get a free copy of your credit report.
If you want to see what your credit report currently looks like, go to www.annualcreditreport.com. Under Georgia law, you are entitled to one free credit report per year from each credit reporting agency.
We offer a free consultation to anyone considering bankruptcy. Call us today at 770-881-8449.