Can you freeze your credit while in an active Chapter 13 Bankruptcy?

Yes, you can freeze your credit while you are in an active Chapter 13 bankruptcy. There is nothing in the bankruptcy code that would prohibit freezing your own credit. This past week, we have received many calls from concerned clients asking this question in light of the recent Equifax data breach.  The Atlanta based Equifax […]

Time to End Student Loan Slavery

Thousands of people across this country are currently enslaved by student loan debt.  The Wall Street Journal and many other great newspapers have written articles detailing the effects of student loan slavery.  Marriages are being put off.  People cannot afford to buy houses.  New businesses never get started.  It is a huge drain on our […]

Tribute to Goals Master Bill Johnston

Goals.  While January is a great time to plan New Year’s resolutions,  March is a great time to check in and see how you are doing.  Whenever I think about planning for the future, I think about my good friend Bill Johnston.  He was a friend who died way too young.  Bill was the most […]

What Are Exempt Assets in Bankruptcy?

Many states allow bankruptcy debtors to choose between state and federal exemptions. As a general rule, the federal exemptions are more debtor-friendly than state laws. However, Georgia debtors must use the exemptions provided in Title 44 of the Georgia Code to decide exempt assets in bankruptcy. The news is not all bad, though, because the Peachtree […]

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