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Overcoming Pride to File Bankruptcy

By Jeffrey Kelly | March 25, 2021

Click Here for the Podcast Version of this Post / “I should have done this years ago but my pride would not let me” said a client recently.  Eventually, after the debt grew so large that creditors started filing garnishment actions, she finally pulled the trigger.  After she signed the court papers with me, she said, […]

Will Filing Bankruptcy Hurt My Cosigner?

By Jeffrey Kelly | January 30, 2021

Click Here for the Podcast Version of this Post / How will filing bankruptcy affect my cosigner? The short answer is that you filing bankruptcy will damage your cosigner’s credit.  How much damage?  You won’t know until after you file. Most bankruptcy attorneys will not tell you this truth.  I recently engaged in a Facebook […]

Filing Bankruptcy is Not Scary

By Jeffrey Kelly | October 15, 2020

Click Here for the Podcast Version of this Post / A few weeks ago, I was at a large hardware store and watched a young father and his 3 year old son walk into the store.  I was in the lightbulb section and they walked up next to me.  The father let go of the […]

Using Bankruptcy to Bounce Back from Covid-19

By Jeffrey Kelly | September 16, 2020

Click Here for the Podcast Version of this Post / Do you remember where you were when you first realized that Covid-19 was going to alter the course of your entire life?  I remember the restaurant.  I remember the smells.  I remember the family members that were sitting with  me. March 2020 was the strangest […]

Why should student loans be dischargeable in bankruptcy?

By Jeffrey Kelly | August 31, 2020

Click Here for the Podcast Version of this Post / Why should student loans be dischargeable in bankruptcy? I believe that it is past time to end the economic slavery of millions of citizens of our country and make student loans dischargeable in bankruptcy just like they were prior to 1998.  Can you imagine the nightmare of living […]

Am I liable for the medical bills of my spouse?

By Jeffrey Kelly | August 13, 2020

Click Here for the Podcast Version of this Post / As a general rule in Georgia, you are not legally liable for your spouse’s medical bills just by virtue of the marriage.  This question usually arises when one spouse has suffered an extreme trauma event like Covid-19 corona hospitalization, cancer, diabetes, heart attack or some […]

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