If you are not joint on any debts, the answer is no. However, it is important to remember that even though your spouse may not be filing with you on the petition, their income and their individual debts may have an impact on your case. If you have joint debt with your spouse and you …
What kind of creditor is stupid enough to violate the bankruptcy laws and send collection letters to a debtor after the debt has been clearly discharged in a Chapter 13 bankruptcy? Answer: Nationstar Mortgage. In the case of Arlene Roth, she clearly intended to surrender her house in Chapter 13 bankruptcy case that was filed …
11th Circuit Lays Out Rules for Discharge Violations Read More »
Have you gotten behind on your financial obligations? It doesn’t take long for the telephone calls about unpaid bills to begin. Persistent debt collectors apply pressure for the outstanding debt or late bill to be paid. As a result, you may feel desperate to stop creditors from calling you. Debt collectors are permitted to make …
Do you think you make too much money to file Chapter 7? Do you need to break free from the weight of your debt? When considering your options, you may ask, what is the income limit for filing chapter 7 in Georgia? That’s a good question because Federal Bankruptcy law requires that you pass a …
A Chapter 13 Bankruptcy Auto Loan Getting financing for a new vehicle while you are in an active Chapter 13 case is almost impossible. Yes, some people do it but it is an extremely difficult process. Step one is finding a dealer who is willing to finance a vehicle in an active bankruptcy case. The …
Taking out a car title loan is as dangerous to your financial health as meth is to your physical health. There is a reason 30 states in our country do not allow title pawns. The American Centers for Addiction states that meth is one of the most damaging and addicting drugs that a person can …
A bankruptcy discharge is an action taken by the U.S. Bankruptcy Courts to forgive an individual from his or her debt. Discharged debt is the debt you do not have to repay. There are many types of debt you can discharge, however, there are consequences to doing so. Individuals who file Chapter 7 bankruptcy or …
Chapter 13 is one of the most powerful tools to protect your home. When it comes to protecting your home from debt, there are three ways Chapter 13 can help. First, Chapter 13 can protect your home from the mortgage company. If you’re behind on payments, whether you’re facing foreclosure or not, Chapter 13 can …
The short answer to this question is that in most cases, we can get a bankruptcy case filed in about 3 hours if the bankruptcy attorney has a prepared client sitting live in the office with them. I have been practicing bankruptcy for over 21 years. My law firm has 7 offices, 5 attorneys and …
Modern society is fast-paced. Consumers can easily get what they want immediately, in some cases within minutes. However, legal matters are often a different story. Filing for Chapter 7 or Chapter 13 bankruptcy cannot be handled instantly online. Instead, it requires at least one in-person meeting with an attorney to get a case filed. However, …