Whether you file a Chapter 13 bankruptcy or a Chapter 7 bankruptcy, you must disclose in writing on your bankruptcy petition any lawsuit or potential lawsuit that you may have against anyone. If you fail to do so, you will lose your right to recover any money at all from the defendant. In the case […]
Personal Injury Lawsuits Must Be Listed in your Bankruptcy Read More »
The automatic stay is an injunction against against the continuance of any legal action against a debtor or the debtor’s property. 11 U.S.C. 362. The automatic stay protects a debtor from harassing collection calls, repossessions, foreclosure sales, and garnishment of wages. The protection from the automatic stay starts as soon as the debtor gets a
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The foreclosure crisis was supposed to end with help from the federal government. Consumer Bankruptcy News reports in the May 6, 2010 issue that the response of the federal government to the mortgage crisis is too slow. The article reports that is has “been more than one year since President Obama announced the establishment of
Consumer Bankruptcy News Reports on Foreclosure Crisis Read More »
Just because you file a Chapter 13 or a Chapter 7 bankruptcy does not mean that you can’t have a bank account in Georgia. However, if you have no bank account at all before your case is filed, it is possible that you may have difficulty opening a new one after bankruptcy. When you file,
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I have recently noticed a significant increase in the foreclosure of homes in the Rome, GA area. Mortgage companies seem to have gotten more aggressive about starting the foreclosure process in Georgia. While there have been many headlines in the newspapers about government action that has been taken to stem the tide of foreclosures, I
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A person cannot wipe out payroll taxes in Chapter 13 or Chapter 7. Payroll taxes are not considered property of the business. The business is considered to have held the payroll taxes in trust for the government. Failure to pay payroll taxes will be treated as a nondischargeable debt. Using payroll tax money for any
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You must take a credit counseling class before you file any Chapter 13 or a Chapter 7 bankruptcy. If any person files a Chapter 13 or Chapter 7 bankruptcy without having first completed a United States Trustee certified Credit Counseling Class, the case will be subject to dismissal. It is absolutely imperative that the class
Credit Counseling Must Be Completed Before You File Bankruptcy Read More »
You can stop a student loan garnishment in a Chapter 13 if you plan on paying the entire student loan through your Chapter 13 plan. With few exceptions, student loans cannot be wiped out in a Chapter 13 or a Chapter 7 bankruptcy. In addition to being protected from being wiped out in bankruptcy, the
Bankruptcy and Student Loans – Can Chapter 13 Stop a Student Loan Garnishment Read More »
If you are in a Chapter 13 case in the Northern District of Georgia, you can dismiss your case at any time. Your attorney will file a document with the court called a voluntary dismissal. Personally, I think it is a terrible idea in most cases to voluntarily dismiss a Chapter 13 bankruptcy. First, you
Bankruptcy – Can I Quit Chapter 13 in Georgia if I Don’t Like The Way Things Are Going? Read More »
Chapter 13 and Chapter 7 bankruptcy might be a great solution for you to end your bill problems. Call today at 888-832-8249 for your free consultation. I would like to sit down with you and review your entire economic situation. Let’s see if we can come up with plan that works for you.
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