There are some situations where it may feel necessary to get a divorce that is quick, cheap, or both. While the circumstances leading up to these decisions vary depending on the individual, the end result is often the same: a botched job that is impossible to rework. What does a botched divorce look like, exactly? […]
A Word of Warning: How Cheap Divorces can Affect Bankruptcy Later On Read More »
Perhaps as you read the headline to this blog post, you might have asked yourself: “How in the world could the corona virus and bankruptcy be connected in any way?” My answer is that our bankruptcy system will be crucial in assisting the citizens of our country in recovering from the economic fallout of the
Corona Virus and Bankruptcy Read More »
When a bank is about to take your home through foreclosure, filing bankruptcy is the obvious solution in many cases. Georgia has a nonjudicial foreclosure system which makes it extremely easy for a bank to take your home in 4 weeks if you don’t do anything to stop them. What Happens During the Foreclosure Process?
Bankruptcy and Keeping Your Home Read More »
Marriage can be a super scary proposition……especially when the love of your life is loaded down with debt. I want you to take a deep breath and relax because marrying a person who has tons of debt is not going to make you liable for said debt in any way shape or form. Georgia is
Can I Marry Someone Who Is About To File Bankruptcy? Read More »
If you are not joint on any debts, the answer is no. However, it is important to remember that even though your spouse may not be filing with you on the petition, their income and their individual debts may have an impact on your case. If you have joint debt with your spouse and you
Will My Chapter 13 Affect My Spouse? Read More »
What kind of creditor is stupid enough to violate the bankruptcy laws and send collection letters to a debtor after the debt has been clearly discharged in a Chapter 13 bankruptcy? Answer: Nationstar Mortgage. In the case of Arlene Roth, she clearly intended to surrender her house in Chapter 13 bankruptcy case that was filed
11th Circuit Lays Out Rules for Discharge Violations Read More »
Have you gotten behind on your financial obligations? It doesn’t take long for the telephone calls about unpaid bills to begin. Persistent debt collectors apply pressure for the outstanding debt or late bill to be paid. As a result, you may feel desperate to stop creditors from calling you. Debt collectors are permitted to make
How to Stop Creditors from Calling in Georgia Read More »
When considering your options to break free from your debt, you may ask, what is the income limit for filing chapter 7 in Georgia? Federal Bankruptcy law requires that you pass a mandatory means test to determine on your income level – that is, your current household income is below the median income for a
Chapter 7 Income Limit in Georgia Read More »
A Chapter 13 Bankruptcy Auto Loan Getting financing for a new vehicle while you are in an active Chapter 13 case is almost impossible. Yes, some people do it but it is an extremely difficult process. Step one is finding a dealer who is willing to finance a vehicle in an active bankruptcy case. The
Bankruptcy Car Loan in Georgia Read More »
Taking out a car title loan is as dangerous to your financial health as meth is to your physical health. There is a reason 30 states in our country do not allow title pawns. The American Centers for Addiction states that meth is one of the most damaging and addicting drugs that a person can
How Title Pawns Work Like Financial Meth Read More »