Chapter 13 is a great tool for stopping foreclosures, repossessions, garnishments and best of all…..those pesky creditor phone calls. Many people like to refer to Chapter 13 as the “catch your breath provision” of the bankruptcy code. In contrast to Chapter 13, Chapter 7 helps people wipe out all of their debt and get a new fresh start.
This is the worst economy our nation has experienced since the 1930’s. Many people are suffering through no fault of their own. For some, it is a recent loss of job. For others, it’s medical, divorce, death of a family member, or some other event that came from nowhere. When I was sixteen, my father passed away. It took six months before the life insurance policy paid. For my mother and me, this was a long six months. I can still remember that day I came home from school and discovered that our electricity had been turned off. I empathize with people who are going through tough times. Sometimes bad things happen to good people. It is not your fault.
I hope you will explore my website and please feel free to email me or call me at 888-832-8249770-881-8449 with any questions you may have. If you fill out your name and email address in the box on the right side of this page, I will email you information on how the bankruptcy process works and some pitfalls to avoid. If you would like to save some time on your case preparation, you can print and fill out the questionnaire before you come in. If you click on the link below, it will open a PDF version of the questionnaire. Otherwise, we will fill all of the paperwork for you.
Call my office today at 888-832-8249770-881-8449 for your free consultation. I would like to sit down with you and review your entire economic situation to see if we can come up with a plan that works for you.