The Wall Street Journal reported today that Stockton, California is getting ready to file bankruptcy (click here to read the full article). This economy is so bad that even some large U.S. cities and counties have been forced to file bankruptcy. Stockton, California is not alone. The Journal reports that Central Falls, R.I. and Jefferson […]
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In emergency situations, it does not take long to get your bankruptcy case filed. If I have room in my schedule, I can get your Georgia bankruptcy case filed the same day you come into my Rome Office. However, if you have an emergency filing, you need to plan on spending the entire day in
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Anyone who owns a life estate can file bankruptcy. However, there is a risk of losing the ownership of the life estate when you file Chapter 7 if the life estate is worth more than you are allowed to exempt in Georgia. In contrast, you may be able to protect the life estate in a
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When I meet with potential clients from the North Georgia area, one of the first questions I usually get between January and April is, “Can I keep my tax refund if I file bankruptcy?” For some, the answer is yes, and for others, the answer is no. Most people have plans for how they
Bankruptcy – Can I Keep My Tax Refund If I File? Read More »
The automatic stay is an injunction against against the continuance of any legal action against a debtor or the debtor’s property. 11 U.S.C. 362. The automatic stay protects a debtor from harassing collection calls, repossessions, foreclosure sales, and garnishment of wages. The protection from the automatic stay starts as soon as the debtor gets a
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Just because you file a Chapter 13 or a Chapter 7 bankruptcy does not mean that you can’t have a bank account in Georgia. However, if you have no bank account at all before your case is filed, it is possible that you may have difficulty opening a new one after bankruptcy. When you file,
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When there has been a significant change in circumstances since the Chapter 13 was filed, most people are able to convert from a Chapter 13 to a Chapter 7. For example, the most common cause of converting from a Chapter 13 to Chapter 7 is the loss of a job. Another is example is a
Can I Convert My Chapter 13 to Chapter 7? Read More »
Let’s discuss the best way for you to handle the creditor lawsuit that has been filed against you. Call me today for your free consultation at 706-295-0030.
Call me today at 706-295-0030 for your free consultation. We have office locations in Dalton, Dallas, Rome and Cartersville.
Should I Use a Prepaid Credit Card While in a Chapter 13? Read More »
The purpose of this blog is to give you a rough idea about why you must know the value of your house before you even think about filing bankruptcy in Georgia. Under Georgia Law, a single person can exempt a maximum of $10,600 of equity in their house when they are filing either Chapter 13
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