Ch 13

Bankruptcy – What do I need to bring to my 341 Meeting of Creditors?

For both Chapter 7 and Chapter 13 bankruptcy, you should bring to your 341 Meeting of Creditors: 1.  your driver’s license: 2.  your social security card: 3.  Proof of your car insurance: 4.  Proof of your house insurance and: 5.  Proof of your post-petition mortgage payments. If you can’t find your social security card, bring …

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After Foreclosure in Georgia, When Will the Second Mortgage Holder Sue?

In Georgia, if you file Chapter 13 bankruptcy or Chapter 7 bankruptcy, the answer is never.  Creditors can’t sue you in a Chapter 13 and a second mortgage holder can be wiped out in a Chapter 7 and a Chapter 13 if you are surrendering the house.  In bankruptcy, the automatic stay protects you from …

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Bankruptcy – What is the next step if you are ready to file?

If you have decided to file bankruptcy in Northwest Georgia, the next step is to call my office at 1-888-832-8249 to schedule an appointment.  I have offices located throughout Northwest Georgia in Dalton, Cartersville, Rome and Dallas.  Currently, I take late evening appointments in Rome on Thursdays. During this first appointment, we will go over your …

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