When someone goes to a bankruptcy law firm and asks for advice, it is often quite surprising to hear them say, “I’m not sure which Chapter I qualify for?” or “Will my debts be wiped out?” or “Do I have to disclose assets?”. In response to these often asked questions, this article will discuss the …
Click Here for the Podcast Version of this Post [wpbb post:date format=’F j, Y’] / [wpbb post:author_name type=’display’ link=’no’] One of the few good things to come as a result of the Covid-19 pandemic is that you can now file bankruptcy without ever leaving your house. You can even “attend” your court hearing via telephone …
What happens to your credit score after bankruptcy? Am I doomed for many years? What does my future look like? Will I ever be able to buy a new car at a decent interest rate? Will I ever be able to buy that house that I’ve always dreamed about? Is my financial future ruined? As …
What happens to the credit score after bankruptcy? Read More »
I get this question a lot from potential clients. My goal as bankruptcy attorney is to take any expectations about credit and beat them into the ground. No one should expect to file bankruptcy and then immediately have a great credit score. I don’t soft pedal bankruptcy and I shoot straight with my clients. I …
If you are reading this article, you are likely asking yourself whether declaring bankruptcy is the right way to manage your debts. While making this decision takes research and careful thought, its best to decide sooner rather than later to place yourself in a better position for success. Below is a quick article to help …
There are some situations where it may feel necessary to get a divorce that is quick, cheap, or both. While the circumstances leading up to these decisions vary depending on the individual, the end result is often the same: a botched job that is impossible to rework. What does a botched divorce look like, exactly? …
A Word of Warning: How Cheap Divorces can Affect Bankruptcy Later On Read More »
When considering your options to break free from your debt, you may ask, what is the income limit for filing chapter 7 in Georgia? Federal Bankruptcy law requires that you pass a mandatory means test to determine on your income level – that is, your current household income is below the median income for a …
A Chapter 13 Bankruptcy Auto Loan Getting financing for a new vehicle while you are in an active Chapter 13 case is almost impossible. Yes, some people do it but it is an extremely difficult process. Step one is finding a dealer who is willing to finance a vehicle in an active bankruptcy case. The …
Taking out a car title loan is as dangerous to your financial health as meth is to your physical health. There is a reason 30 states in our country do not allow title pawns. The American Centers for Addiction states that meth is one of the most damaging and addicting drugs that a person can …
The short answer to this question is that in most cases, we can get a bankruptcy case filed in about 3 hours if the bankruptcy attorney has a prepared client sitting live in the office with them. I have been practicing bankruptcy for over 21 years. My law firm has 7 offices, 5 attorneys and …