Since June is just around the corner, we are getting a lot of calls from potential bankruptcy clients who are asking, “Should I file bankruptcy before I get married?” Love is in the air. I can just hear that song right now. Click here if you want to know what song I’m singing. The important […]
Should You File Bankruptcy Before You Get Married? Read More »
“Who qualifies for Chapter 7 bankruptcy?” About an hour before I wrote this blog post, I spoke to a potential bankruptcy client who was so distressed because one of her friends told her, “You cannot wipe out debt anymore with bankruptcy. Haven’t you heard? They changed the law a few years ago.” I cannot believe
Chapter 7 Bankruptcy – Do I Qualify? Read More »
Chapter 7 bankruptcy gives you the opportunity to break out of that prison called your cell phone contract. Chapter 7 bankruptcy is the chance for you to get a fresh start. To maximize the benefits of this fresh start, you need to get rid of every debt and liability that you can. A cell phone
Chapter 7 – Break Free From The Cell Phone Contract Read More »
Have you ever had a nightmare that seemed so real that your heart started racing? Have you ever had one of those nightmares where you thought your suffering would never end? Then,…….you woke up. Do you remember feeling that wave of relief wash over you as you exclaimed, “Thank you God that it was only
The Nightmare of Chapter 7 Bankruptcy Preference Payments Read More »
Some people just are not meant for Chapter 7 bankruptcy. However, even though their car won’t fit into the space, some people demand that their attorney file their Chapter 7 case anyway so that they can get their opportunity for a fresh start. A small number of people will meet with one bankruptcy attorney who
Chapter 7 Bankruptcy – Squeezing Into A Case Is A Bad Idea Read More »
I know this sounds really strange but a bankruptcy case can get really messed up sometimes because of Christmas gifts. I absolutely love Christmas and I don’t like the Grinch but it is my job to tell you truth about how Christmas can really wreck a case. Let me give you an example. Let’s say
Bankruptcy And The Problem With Receiving Christmas Gifts Read More »
Before your bankruptcy case is filed in Northwest Georgia, it is super-important that both you and your attorney carefully review the bankruptcy petition before it is filed. As a general rule, I spend at least two hours with my clients reviewing the bankruptcy petition before we file anything with the court. If you are ever
Bankruptcy – You and Your Attorney Must Carefully Review the Bankruptcy Petition Read More »
In a Chapter 7 bankruptcy case, a trustee cannot take away some types of income streams from you that are protected by the Georgia exemption statute. Income streams that are protected by the Georgia exemption statute are: income received from unemployment veteran’s benefits disability benefits payments from a pension or annuity payment from an IRA
Chapter 7 Bankruptcy – Can the Trustee Take Away My Income Stream? Read More »
Almost everyone who files Chapter 7 bankruptcy wants to also begin the process for reaffirming their car loan. When reaffirming a car loan, you sign an document whereby you agree to treat the car debt as if you had never filed bankruptcy against it. In some cases, this can be a bad idea. In Northwest
Chapter 7 Bankruptcy – Reaffirming A Car Loan In Northwest Georgia Read More »
Almost everyone who files for Chapter 7 has some fear that the trustee is going to take away some important possession. The truth is that Georgia bankruptcy exemptions protect almost everything that a normal family owns. However, there are a few exceptions. 1. Repayment of a loan to a family member– This is the Chapter
Chapter 7 – What is the Bankruptcy Trustee Going to Take Away From Me? Read More »