Click Here for the Podcast Version of this Post / How in the world could rising equity in real estate cause financial problems for the owner? I know it sounds super strange but I will explain how it is happening. I have been practicing consumer bankruptcy since 1998 and I have never seen a real …
Click Here for the Podcast Version of this Post / “I should have done this years ago but my pride would not let me” said a client recently. Eventually, after the debt grew so large that creditors started filing garnishment actions, she finally pulled the trigger. After she signed the court papers with me, she said, …
Click Here for the Podcast Version of this Post / As a general rule in Georgia, you are not legally liable for your spouse’s medical bills just by virtue of the marriage. This question usually arises when one spouse has suffered an extreme trauma event like Covid-19 corona hospitalization, cancer, diabetes, heart attack or some …
Click Here for the Podcast Version of this Post / 5 Most Important Questions to Ask before Deciding to Hire a Bankruptcy Attorney There are some important questions every consumer should ask before hiring a bankruptcy attorney. Hiring the right attorney will ensure that you get the best fresh start possible after completing your case. …
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Click Here for the Podcast Version of this Post / Strict compliance in a Chapter 13 bankruptcy is when your case has been placed on a period where if you miss a single Chapter 13 payment, your case is automatically dismissed without a hearing. Dismissed without a hearing is a bad thing because you have …
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Click Here for the Podcast Version of this Post / In Georgia, consumers have the right to fight back against creditor lawsuits. In my experience, the people who I have seen have the most successful outcomes are victims of identity theft. Why did you get a letter from me? I am a bankruptcy attorney and …
What happens to your credit score after bankruptcy? Am I doomed for many years? What does my future look like? Will I ever be able to buy a new car at a decent interest rate? Will I ever be able to buy that house that I’ve always dreamed about? Is my financial future ruined? As …
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As of the date of this writing, over 40 million Americans are unemployed due to no fault of their own. This coronavirus pandemic has hit us all with vicious power. Corona has caused millions of Americans to fall behind on their mortgage payments. The good news is that many people will be able to use …
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Do I qualify for bankruptcy? The short answer is that almost everyone qualifies for some type of bankruptcy relief. In answering this question, it important to understand the different types of bankruptcy. What is Chapter 7? Chapter 7 is where you typically eliminate of your debts. Many people like to refer to Chapter 7 as …
I get this question a lot from potential clients. My goal as bankruptcy attorney is to take any expectations about credit and beat them into the ground. No one should expect to file bankruptcy and then immediately have a great credit score. I don’t soft pedal bankruptcy and I shoot straight with my clients. I …