In this video, I give a short description of Chapter 13 and Chapter 7 bankruptcy. Chapter 13 is often referred to as the “catch your breath” provision of the bankruptcy code. Chapter 13 is a great tool to catch up past due house payments, past due car payments, or some other secured debt. In contrast, Chapter 7 is often referred to as the “fresh start” provision of the bankruptcy code. Chapter 7 wipes out your debt and enables you to get a new start. I have office locations, Rome, Dalton, Dallas and Cartersville, Georgia. I can be reached at 770-809-3099. Call today.