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How to Eliminate your Credit Card Debt?

By Jeffrey Kelly | August 31, 2018
Credit Card Debt

Credit card debt can be eliminated over time by managing your money, controlling your spending and consulting with a credit counselor among other tactics. Nobody wants to be in credit card debt but luckily there are many options available to help you get out of debt. The Fair Credit Act allows you to see what …

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Should I Surrender My Car in Chapter 7?

By Jeffrey Kelly | August 29, 2018
Surrender My Car in Chapter 7

Chapter 7 bankruptcy provides an opportunity for individuals to resolve some or all of their debt, including auto loans and leases. For those who own a car, surrendering it could help to eliminate some debt, improving your financial circumstances. However, there are a few key things to learn about the process. How Can Chapter 7 …

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Car Loan After Bankruptcy

By Jeffrey Kelly | August 27, 2018
Car Loan After Bankruptcy

Data from the American Bankruptcy Institute for 2017 shows there were 44,407 bankruptcies in Georgia. After having your debts discharged in a bankruptcy you may begin to turn your focus to rebuilding your financial wellness. Rebuilding your credit is a process that will take time. Financing an automobile is one of the more likely ways …

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Getting Out of a Car Loan

By Jeffrey Kelly | July 28, 2018
Car Loan

According to Experian, roughly 20% of current auto loans are considered to be subprime. These loans are geared for those with poor credit and have high interest rates. The best course of action for handling an existing auto loan as you approach bankruptcy requires that you and your attorney evaluate your specific circumstances. Assuming that you require a vehicle …

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Debt Consolidation vs Bankruptcy

By Jeffrey Kelly | July 9, 2018
Debt Consolidation vs Bankruptcy

According to a recent report from WSAV NBC News in Savannah, the amount of credit card debt among U.S. consumers has now reached approximately $1 trillion. Data from CNBC goes further too also include debt stemming from mortgages, student loans, and vehicle loans, which roughly totals $13.15 trillion. This is the fifth year in a row that household debt has …

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Life After Bankruptcy

By Jeffrey Kelly | July 3, 2018
Life After Bankruptcy

According to data from the American Bankruptcy Institute for 2017, there were approximately 44,407 personal bankruptcies in Georgia.  If you recently had your debts discharged in Chapter 7 or completed a payback arrangement under Chapter 13, you may feel a sense of relieve. The challenge is how to manage financially after bankruptcy. Evidence of a bankruptcy will remain on your credit history for seven to ten …

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"Jeff and his team do great work. They are fast and easy to work with. I would suggest working with them if you need to file for bankruptcy. Thanks Kelly Law Group!

Tom L.

"The staff was great helpful always there to answer our questions courteous would highly recommend Mr Kelley and his office staff Great Job. Thanks. Mary and Philip Abrams."

Mary A.

"They really helped me to feel comfortable and explained everything in detail and made sure I understood the process from start to finish. I recommend them highly. Thank you guys."

Mickey J.

"Mr Kelly was very professional and charming. He explained everything, took time for me to decide the right course to take in my situation. He is also funny I would recommend him to anyone looking for an honest attorney who has a heart."

Dyann R.

"Extremely professional. Helpful and knowledgeable every step of the way. Make you comfortable from the get go and never make you feel like they are judging you. Each and every person I talked to was so nice."

Lynn S.

"I would love to just tell you THANK YOU!! Without your help my family would have been destitute. Now that my case has been completed successfully, it is the biggest RELIEF to not have to wonder how to make ends meet."

Angela W.