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Some people just are not meant for Chapter 7 bankruptcy. However, even though their car won’t fit into the space, some people demand that their attorney file their Chapter 7 case anyway so that they can get their opportunity for a fresh start. A small number of people will meet with one bankruptcy attorney who […]
I wish that I could tell you that the bankruptcy means test is logical, makes sense mathematically, and ends with a just result. However, the truth is that the bankruptcy means is not a product of logic. Its a product of politics that was created by Congress. As a consequence, sometimes the end result makes […]
Real debt collectors are bad enough. They ring your phone all day and most are extremely unpleasant to deal with. Now we find out that there are fake debt collectors who are trying to squeeze victims out of their hard earned money. The Wall Street Journal recently reported that United States Federal authorities have cracked […]
The Wall Street Journal recently reported that the federal government finalized an agreement worth as much as $26 billion with Ally Financial, Wells Fargo, Bank of America, Citigroup, and J.P. Morgan Chase and Co. The purpose of this agreement is to settle alleged foreclosure abuses by these lenders. On the surface, this appears to be […]
Can you imagine living in a state where a mortgage company could take your house away from you through foreclosure without you ever knowing about it? Welcome to Georgia! Your mortgage company currently has no legal obligation to notify you of their intent to foreclose on your home. However, in a recent online edition of […]
Asset Acceptance was recently fined $2.5 million dollars because of their collection practices (click here to read an article in Business Week about this topic). To the normal person, $2.5 million dollars is a tremendous amount of money but to a company that takes in over $100 million per year, this is just a small […]
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