How to Stop Creditors from Calling in Georgia

By Jeffrey Kelly | December 10, 2019
Stop Creditors from Calling

Have you gotten behind on your financial obligations? It doesn’t take long for the telephone calls about unpaid bills to begin. Persistent debt collectors apply pressure for the outstanding debt or late bill to be paid. As a result, you may feel desperate to stop creditors from calling you. Debt collectors are permitted to make […]

Chapter 7 Income Limit in Georgia

By Jeffrey Kelly | November 16, 2019
Income Limit for Filing Chapter 7

When considering your options to break free from your debt, you may ask, what is the income limit for filing chapter 7 in Georgia? Federal Bankruptcy law requires that you pass a mandatory means test to determine on your income level – that is, your current household income is below the median income for a […]

Bankruptcy Car Loan in Georgia

By Jeffrey Kelly | November 8, 2019
Bankruptcy Car Loan

A Chapter 13 Bankruptcy Auto Loan Getting financing for a new vehicle while you are in an active Chapter 13 case is almost impossible.  Yes, some people do it but it is an extremely difficult process. Step one is finding a dealer who is willing to finance a vehicle in an active bankruptcy case.  The […]

How Title Pawns Work Like Financial Meth

By Jeffrey Kelly | September 19, 2019
Title Pawns

Taking out a car title loan is as dangerous to your financial health as meth is to your physical health. There is a reason 30 states in our country do not allow title pawns. The American Centers for Addiction states that meth is one of the most damaging and addicting drugs that a person can […]

What Is a Bankruptcy Discharge?

By Jeffrey Kelly | September 14, 2019
Bankruptcy Discharge

A bankruptcy discharge is an action taken by the U.S. Bankruptcy Courts to forgive an individual from his or her debt. Discharged debt is the debt you do not have to repay. There are many types of debt you can discharge, however, there are consequences to doing so. Individuals who file Chapter 7 bankruptcy or […]

Is Chapter 13 Worth It?

By Jeffrey Kelly | August 27, 2019
Chapter 13 Worth

Chapter 13 is one of the most powerful tools to protect your home.  When it comes to protecting your home from debt, there are three ways Chapter 13 can help. First, Chapter 13 can protect your home from the mortgage company.  If you’re behind on payments, whether you’re facing foreclosure or not, Chapter 13 can […]

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