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Should I Use a Prepaid Credit Card While in a Chapter 13?

By Jeffrey Kelly | December 16, 2009

Call me today at 706-295-0030 for your free consultation. We have office locations in Dalton, Dallas, Rome and Cartersville.

Filing Bankruptcy- You Must Know the Value of Your House

By Jeffrey Kelly | December 12, 2009

The purpose of this blog is to give you a rough idea about why you must know the value of your house before you even think about filing bankruptcy in Georgia.  Under Georgia Law, a single person can exempt a maximum of $10,600 of equity in their house when they are filing either Chapter 13 […]

Debt Management Company Scare Tactics About Bankruptcy

By Jeffrey Kelly | December 4, 2009

I recently spoke with a client who was the victim of Debt Management Company Scare Tactics.  After I met with this client and confirmed that the qualifies for Chapter 7, he went home and called his Debt Management Company and asked that they stop deducting money from his checking account because he was filing bankruptcy.  […]

Second Mortgage On My House To Pay Off My Credit Cards?

By Jeffrey Kelly | November 28, 2009

Taking a second mortgage out on your house to pay off credit card debt is a bad idea in most cases. In the event you need to file bankruptcy, credit card debt can be wiped out if necessary.  Even in a Chapter 13 plan where you are paying back all of your debt, the interest rate […]

Borrow Against My 401K To Pay Off My Credit Card Debt or Medical Debt?

By Jeffrey Kelly | November 28, 2009

Borrowing against your 401k is a terrible idea.  With Georgia Bankruptcy Exemptions, your 401k most likely will be 100 percent protected from your creditors. One of the most common mistakes I see people make is that they will borrow against their 401K to pay off credit card debt or medical debt.  Within a short period of time, they realize […]

Top 10 Myths About Georgia Bankruptcy

By Jeffrey Kelly | November 28, 2009
Georgia Bankruptcy

Top Ten Myths about Bankruptcy

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"Jeff and his team do great work. They are fast and easy to work with. I would suggest working with them if you need to file for bankruptcy. Thanks Kelly Law Group!

Tom L.

"The staff was great helpful always there to answer our questions courteous would highly recommend Mr Kelley and his office staff Great Job. Thanks. Mary and Philip Abrams."

Mary A.

"They really helped me to feel comfortable and explained everything in detail and made sure I understood the process from start to finish. I recommend them highly. Thank you guys."

Mickey J.

"Mr Kelly was very professional and charming. He explained everything, took time for me to decide the right course to take in my situation. He is also funny I would recommend him to anyone looking for an honest attorney who has a heart."

Dyann R.

"Extremely professional. Helpful and knowledgeable every step of the way. Make you comfortable from the get go and never make you feel like they are judging you. Each and every person I talked to was so nice."

Lynn S.

"I would love to just tell you THANK YOU!! Without your help my family would have been destitute. Now that my case has been completed successfully, it is the biggest RELIEF to not have to wonder how to make ends meet."

Angela W.