Chapter 7 Qualifications

By Jeffrey Kelly | March 21, 2019

Unchecked and unpaid debt can lead to all sorts of stress and problems. If you get behind on your payments, it can put you in a hole that you can’t get out of, at which point you may consider filing for bankruptcy. Chapter 7 bankruptcy is a process that can help you erase your debt. […]

Requirements to File Chapter 13 Bankruptcy

By Jeffrey Kelly | March 14, 2019

Chapter 13 bankruptcy offers debtors the chance to get their financial affairs in order while they repay some or all of their debts over a three or five year period. However, due to the requirements of Chapter 13, not everyone is eligible for this type of plan. Here are the requirements that you must meet […]

When Can I Buy a Car After Filing for Chapter 7 Bankruptcy?

By Jeffrey Kelly | March 7, 2019
Buy a Car After Filing Chapter 7

Chapter 7 bankruptcy gives debtors a fresh start and the process is fairly short. It can take as few as 3-4 months to complete a Chapter 7 bankruptcy. Once you complete the process, your debts are discharged and you are free to move on with your life, including taking on new loans. If you are […]

Pay Off Chapter 13 Early

By Jeffrey Kelly | February 28, 2019
Pay Off Chapter 13 Early

Entering into a Chapter 13 bankruptcy repayment plan is an excellent way to restructure your debt and add order to your life while you are getting back on your feet. During your repayment plan, you will make monthly payments to your creditors for a period of 36 to 60 months (3 to 5 years). Since […]

How to Stop Harassment by Creditors

By Jeffrey Kelly | February 21, 2019
Stop Harassment by Creditors

Debt is almost unavoidable in today’s world. Whether it’s credit card debt or a mortgage, debt is an invaluable tool that empowers consumers. However, when the consumers are unable to pay their debts, it can result in harassment from collection agencies. In this post, we will explain what debt collection agencies are, what some forms […]

Cash Gifts in Chapter 13 Bankruptcy

By Jeffrey Kelly | December 27, 2018
Cash Gifts in Chapter 13

Filing for Chapter 13 offers debtors a chance to regain control of their finances by paying back most, if not all, of their debts over a three or five-year period. However, due to the time frame for these plans, a lot can happen in life, including cash gifts and even inheritances. In general, changes to […]

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A Guide to Bankruptcy in Georgia
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