Chapter 7 Means Test
QUALIFYING THROUGH THE GEORGIA CHAPTER 7 MEANS TEST
Generally, there is one roadblock that stands between debtors and their Chapter 7 discharge: qualifying through the Georgia Chapter 7 Means Test. The most common chapter of bankruptcy filed by debtors is Chapter 7. Chapter 7, outside of certain specific situations, is the more desirable of two types of personal bankruptcy. It is more desirable than the other chapter, Chapter 13, for numerous reasons. First, it is significantly cheaper. Chapter 13 normally requires a monthly payment plan that extends three to five years. The fees for Chapter 13 are much higher than those for Chapter 7. The timeline in a Chapter 7 is significantly quicker, as a standard Chapter 7 closes after three to four months. Chapter 7 rarely stays open longer than a year or two, and that is only in situations where the trustee has collected money. As a result, most potential filers of bankruptcy are seeking to file a Chapter 7.
Get your Free Guide
A Guide to Bankruptcy in Georgia
Helping People Get Out of Debt
"Jeff and his team do great work. They are fast and easy to work with. I would suggest working with them if you need to file for bankruptcy. Thanks Kelly Law Group!
"The staff was great helpful always there to answer our questions courteous would highly recommend Mr Kelley and his office staff Great Job. Thanks. Mary and Philip Abrams."
"They really helped me to feel comfortable and explained everything in detail and made sure I understood the process from start to finish. I recommend them highly. Thank you guys."
"Mr Kelly was very professional and charming. He explained everything, took time for me to decide the right course to take in my situation. He is also funny I would recommend him to anyone looking for an honest attorney who has a heart."
"Extremely professional. Helpful and knowledgeable every step of the way. Make you comfortable from the get go and never make you feel like they are judging you. Each and every person I talked to was so nice."
"I would love to just tell you THANK YOU!! Without your help my family would have been destitute. Now that my case has been completed successfully, it is the biggest RELIEF to not have to wonder how to make ends meet."
Receive Your Free Case Evaluation!
Request a free case evaluation
Fill the form or Reach us by Phone 770.809.3099