Chapter 13 is a great tool for getting out of financial hell. It stops foreclosures, repossessions, garnishments and best of all…..those pesky creditor phone calls. Many people like to refer to Chapter 13 as the “catch your breath provision” of the bankruptcy code. In contrast to Chapter 13, Chapter 7 enables you to eliminate all of your credit card, medical, or other unsecured debts so that you can get a fresh start.
Recent headlines claim that the economy is getting better but most people are not feeling it. Many people are suffering financial hell through no fault of their own. For some, it is a recent loss of job. For others, it’s medical, divorce, death of a family member, or some other event that came from nowhere. When I was sixteen, my father passed away. It took six months before the life insurance policy paid. For my mother and me, this was a long six months. I can still remember that day I came home from school and discovered that our electricity had been turned off. I empathize with people who are going through tough times. Sometimes bad things happen to good people. It is not your fault.
I hope you will explore my website and please feel free to email me or call me at 706-295-0030 with any questions you may have. I have over 250 bankruptcy articles that you can search through by typing in your requests in the search box below.
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DISCLAIMER : The information contained on this page is for information only. It is not intended to be legal advice, nor should you make legal decisions based on this information. Please consult with me to see how the law applies to your particular situation. We are a debt relief agency. We help people obtain relief from their creditors by helping people file bankruptcy.