Why am I receiving this letter?

My law firm mails out a lot of letters to people who are getting sued. We offer a free consultation with an experienced attorney to help come up with a plan to deal with the entire situation.

You may be saying to yourself, “I have never heard of this plaintiff.  How do I find out more details?” 

audio version only

If the local sheriff has not already served you with a copy of the complaint, they most likely will do so within the next week.  The complaint will contain all the details about who is suing you.  Please note that debt collectors buy and sell consumer debts with great frequency.  As a consequence, don’t be alarmed if you don’t recognize the name of the debt collector/ plaintiff.  The complaint will usually explain in clear detail the identity of the original creditor.  

You might also want to go to www.annualcreditreport.com and download a copy of your credit report.  The plaintiff will most likely be listed on your credit report.   

The worst thing you can do is ignore the problem.  Call today!   

If you do not deal with the situation, this is what will happen.  Once your creditor receives a judgment against you, they will take that judgment and apply for the garnishment of your paycheck.  The garnishment papers are then served on your employer.  The court papers will clearly state that your employer has 45 days to respond to the garnishment.  The employer can respond by notifying the court that you no longer work there or start deducting money from your paycheck.  The employer will then send the money to the court that ordered the garnishment.  Once the money is received by the court, the court will forward the funds to the creditor. 

Taking advantage of a free consultation with an experienced attorney is the obvious smart choice.  Call us today.  If you would like to watch a video or download a podcast I have prepared about this topic, please go to www.kellycanhelp.com/letter/.   

To get your case filed, you don’t even have to come to our office.  In response to the Covid-19 pandemic, the Bankruptcy Court currently allows you to file Chapter 13 or Chapter 7 from the comfort of your home.  Court hearings will be conducted by phone as well.  In other words, you can file your case and attend your court hearing without ever leaving your home.  

Here is how the process works: 

 
Step 1:  Call our office for your free consultation.  During your consult, we will go over your income, your monthly expenses, your assets and all of your debt.  At the end of this appointment, will answer all of your questions.  If bankruptcy is not the best option for you, we will give you a clear explanation.  Honesty is one of our main core values.  Check out our reviews on Google to verify. 

Step 2:  We will prepare your court filing.  After it is prepared, we will schedule a two hour zoom meeting with you and do a screen share so that we can review every single page of your petition with you.  We want to make sure that your petition is 100 percent perfect and that you get the best fresh start possible. 

Step 3:  We will file your case.  You should receive a notice of your hearing within two weeks.  Your court hearing will be conducted over the phone.  

Call us today and let’s get the ball rolling!