If you are contemplating bankruptcy, a Marietta bankruptcy attorney can help. Bankruptcy can provide a legal discharge to eliminate most, if not all, of your debts. You can achieve this in a Chapter 7 (fresh start bankruptcy), or in some cases, in a Chapter 13 reorganization. The bankruptcy process can be intimidating, and you may be wondering what steps are involved in filing. At the Law Office of Jeffrey B. Kelly, we provide reliable assistance throughout the bankruptcy process.
Bankruptcy requires collection and review of a substantial amount of personal and financial information. In order to give you a complete picture of what bankruptcy might look like for you, your Marietta bankruptcy attorney will need to review this information. The types of documents your attorney might need include the following:
After all your information is collected and you have reviewed your case your attorney, the next step is to complete the bankruptcy papers. Our experienced bankruptcy attorneys will explain how bankruptcy works and how the bankruptcy petition and related papers should be completed. The bankruptcy petition shows all the required information the court needs to process your case. This will include all of your household income (from all sources), debts, monthly expenses, assets, creditors and any other required financial disclosures (such as lawsuits or inheritances). Your Marietta bankruptcy attorney well help you navigate this process and give you plenty of time to review the paperwork to ensure its accuracy and completeness.
If you are going to file for bankruptcy you are required to complete an online course prior to filing their bankruptcy. This is often called the Pre-Counseling course. Your Marietta bankruptcy attorney will assist you in finding the right course. It usually takes about 2 hours and after completion you will receive a certificate that your attorney will file with the court.
After you have met with your Marietta bankruptcy attorney and completed the petition, the next step is to file the case. Immediately following the file of your case, you receive the benefit of the automatic stay. The automatic stay provides legal protection from your creditors. It prevents your creditors from contacting you or pursuing collections from you, unless the creditor seeks direct court permission.
Once you file your case, you will receive a notice for your Meeting of Creditors. This meeting occurs about 4-6 weeks after you case file date. Your attorney will attend the meeting with you where you will meet your case trustee and answer some questions about your petition and case. The meeting lasts about 5-10 minutes. Prior to this meeting, your Marietta bankruptcy attorney will thoroughly explain what to expect.
In Chapter 7, you usually receive your discharge on the 61st day after the meeting. In Chapter 13, your plan will have a hearing for plan confirmation and you will begin making monthly payments and following your plan. Discharge is received after full plan completion.
At the Law Office of Jeffrey B. Kelly, we understand that bankruptcy is stressful. We make sure our clients understand the process and get help for their debt struggles. Contact our firm today for a free initial consultation at 770-629-8530.
I have been a practicing consumer bankruptcy attorney for over 18 years. My Marietta office is located at 25 Altanta Street, Suite 2E, Marietta GA 30060. We are located just off Marietta Square. Our building is located at the intersection of Altanta Street and Anderson Street. We are right in between Johnnie MacCrackens and “Just Kiln Time”. The parking lot is located off Anderson Street.
DISCLAIMER : The information contained on this page is for information only. It is not intended to be legal advice, nor should you make legal decisions based on this information. Please consult with me to see how the law applies to your particular situation. We are a debt relief agency. We help people obtain relief from their creditors by helping people file bankruptcy.