Click Here for the Podcast Version of this Post / How in the world could rising equity in real estate cause financial problems for the owner? I know it sounds super strange but I will explain how it is happening. I have been practicing consumer bankruptcy since 1998 and I have never seen a real […]
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Click Here for the Podcast Version of this Post / Do you remember where you were when you first realized that Covid-19 was going to alter the course of your entire life? I remember the restaurant. I remember the smells. I remember the family members that were sitting with me. March 2020 was the strangest
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Click Here for the Podcast Version of this Post / As a general rule in Georgia, you are not legally liable for your spouse’s medical bills just by virtue of the marriage. This question usually arises when one spouse has suffered an extreme trauma event like Covid-19 corona hospitalization, cancer, diabetes, heart attack or some
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Click Here for the Podcast Version of this Post / 5 Most Important Questions to Ask before Deciding to Hire a Bankruptcy Attorney There are some important questions every consumer should ask before hiring a bankruptcy attorney. Hiring the right attorney will ensure that you get the best fresh start possible after completing your case.
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Every active Chapter 13 bankruptcy debtor should open an account with ndc.org. The cost is free but the information you see could be worth a lot of money to you and save you from theft. Having an account with ndc.org will allow you to see every single proof of claim that has been filed in
How to protect yourself from theft in a Chapter 13 with ndc.org Read More »
Do I qualify for bankruptcy? The short answer is that almost everyone qualifies for some type of bankruptcy relief. In answering this question, it important to understand the different types of bankruptcy. What is Chapter 7? Chapter 7 is where you typically eliminate of your debts. Many people like to refer to Chapter 7 as
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I get this question a lot from potential clients. My goal as bankruptcy attorney is to take any expectations about credit and beat them into the ground. No one should expect to file bankruptcy and then immediately have a great credit score. I don’t soft pedal bankruptcy and I shoot straight with my clients. I
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Is there anything worse than some hated ex coming back into your life? In some bankruptcy cases, it happens. Do you know that yuck feeling of hearing that voice inside your head say, “Oh no, now I have to deal with _________ again?” It makes my stomach hurt when I give people the bad news.
How can an ex sneak up on you and ruin your Chapter 13 bankruptcy case? Read More »
Clients often ask me why they should pay for an attorney if all of the bankruptcy forms are available online for free. The most important reason, especially in Chapter 7, is that a good bankruptcy attorney will fight for you and help you protect your assets. The rules about which assets are protected in a
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“A deluge has swept through U.S. bankruptcy courts of late. Consumer debt buyers – armed with hundreds of delinquent accounts purchased from creditors – are filing proofs of claim on debts deemed unenforceable under state statutes of limitations,” writes Judge Richard Goldberg in Crawford v. LVNV Funding LLC, et al (11th Circuit 7/10/14). For years,
The Tide Has Turned Against Collectors in Bankruptcy Read More »