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Chapter 13 – Is There A Difference Between A Garnishment And An EDO?

A Chapter 13 EDO is much different than a state ordered garnishment of your wages.  EDO is an abbreviation for an Employer Deduction Order which is a signed order by a Federal Bankruptcy Judge.In Georgia, the most important difference is the liability for your employer.  Under Georgia State Law, if your employer makes an error in paying a Georgia garnishment, they can be held liable for the entire amount of your debt.  For this reason, most employers hate garnishments because of the potential liability.  In contrast, there is very little liability for an employer with respect to a Chapter 13...

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