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Creditor calls can be stopped by filing either Chapter 13 or Chapter 7 bankruptcy in Georgia. When you file for bankruptcy, the automatic stay protects you from harassment. With the protection of the automatic stay, creditors must stop all collection efforts against you. Harassing phone calls are included in this category. Any creditor that ignores the automatic stay subjects themselves to possible sanctions by the bankruptcy court.I was speaking with a client from Dallas Georgia the other day who told me that a creditor kept calling her at work. "Please stop calling me at work or I will get fired"...Continue reading