Where Does My Chapter 13 Payment Go?

Use Online Access To Keep Track of the Disbursements in Your Chapter 13 Case

Editor’s Note:  This post was written by Atlanta Bankruptcy Attorney Susan Blum and Jonathan Ginsberg and reprinted with his permission.

Once you file a Chapter 13 bankruptcy and begin contributing monthly to the payment plan, you may wonder where your money is going, who’s being paid and how much money you still owe until you get your Chapter 13 discharge.  As a Chapter 13 debtor, you can have access to much of the same information that the Trustee and your attorney have.

The National Data Center allows Chapter 13 debtors to access their case at no charge through its website: www.13datacenter.com.  In order to view your case on-line, you must first register for a user name and password.  Just go to the www.13datacenter.com website and locate the box that asks for User Name and password.  If you are a new user, click the link “New Debtor Access – CLICK HERE” to register for a user name and password.

Step 1: You will be asked a series of questions to verify your identity.  Make sure to enter your name exactly as it appears on your petition, your social security number and your case number.

Step 2:  Once the second screen is submitted, you’ll be taken to the third screen.  Here you will be able to choose your own username and password, as well as enter your email address.

Once you’ve completed Steps 1-3 of the registration process, you will receive an email with your username/password and will be automatically re-directed to the National Data Center homepage.  Log-in using your username and password and freely navigate the National Data Center website to view your case on-line and keep tabs on where the money is going.