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A Guide to Bankruptcy in Georgia:
Helping People Get Out of Debt

GREETINGS

We are pleased that you made the decision to contact our office! This is the perfect time to free yourself from the debts that have been holding you back. Our office strives to provide our clients with the representation that they deserve. We are going to do everything we can to provide you with peace of mind!

You have the right to bankruptcy protection and you should use it wisely. This is why you will want to work with a firm that has a history of serving their clients with excellence. When you schedule an appointment with our office, you will meet with an experienced bankruptcy attorney. Our attorneys personally review every bankruptcy petition that is filed in our office.

We have provided a few essentials to help you get started:

First, when we file your case, we will put an end to harassing creditor calls. That’s right! You can tell them you’ve decided to work with the best bankruptcy firm in Northwest Georgia and that we will be handling all of your creditor calls from that point on.

Second, we want to keep you informed. As my gift to you, my office will email you a free, digital copy of my book, “A Guide to Bankruptcy in Northwest Georgia”. This should help answer any questions you may have regarding bankruptcy.

Finally, we don’t want you to feel ashamed about your financial situation. You are not alone. In fact, many famous people have filed bankruptcy (Abraham Lincoln, Walt Disney, and Henry Ford… just to name a few!)

We are thankful that you chose to work with us. Our goal is to help you and empower you. We promise to show you how important your financial future is to us.

Sincerely,

Jeffrey Kelly

>> Important Message

WHAT IS DIFFERENT ABOUT
MY LAW FIRM?

Free book!

As my gift to you, when you come to my office for your free consultation, we will give you a free copy of my new book, "A Guide To Bankruptcy in Georgia".

This is a 45 page book answering many questions people have about consumer bankruptcy.

Experienced Attorney

You will meet with an experienced attorney instead of a paralegal. Most of the large filers give you only a few minutes with a bankruptcy attorney. At my firm, the attorney typically spends two hours reviewing the bankruptcy petition with you at the sign appointment. We want to take the time to ensure that your petition is perfect and your case will sail smoothly.

Start from home

You can get your case started without leaving home. For clients living in the Northern District of Georgia (Kennesaw, Dallas, Cartersville, Rome, Dalton, and surrounding areas), if you prefer to only come to our office once, we can start your case with a phone interview or a Skype call. Then, when your papers are ready to be filed, you can come to one of our convenient locations and meet your attorney face to face.

Bankruptcy Experts

We are bankruptcy experts. Bankruptcy is the sole focus of my law practice. We have the experience. I have been a consumer bankruptcy attorney for over 20 years. I personally review every bankruptcy petition that gets filed in my office, a little extra something I like to do which most owners do not do.

Honest Answers

We will shoot straight with you and give you honest answers. Sometimes, bankruptcy might not be the best option for you. If it isn't, we will tell you. We will not put you in a case that will not help you. Our goal is to help you and empower you.

Easy to talk

We are easy to talk with. Let's face it; some lavvyers are cranky and hard to get along with but not in my office. I hear clients tell me all the time, "This was so much easier to talk to you about than I thought it was going to be."

The Best Staff

I have the best staff on planet Earth. They are honest people who sincerely care about our clients. In my 20+ years as a bankruptcy attorney, I've worked with some awesome people but this group is by far the best.

SCHEDULE A FREE EVALUATION

A FRESH START

Chapter 7 Bankruptcy. What is it and how does it work?

A Chapter 7 bankruptcy is often called the "fresh start" provision of the bankruptcy code because it allows you to wipe out all of your debt and get a fresh start. In a Chapter 7 bankruptcy, we show the Court that you are unable, based upon your budget, to pay the debt that currently hangs over you. Approximately 90 days after we file your Chapter 7 bankruptcy, you are granted a discharge which means that you are no longer liable for the debt.

CATCH YOUR BREATH

Chapter 13 Bankruptcy

Many people like to refer to Chapter 13 bankruptcy as the "catch your breath" provision of the Bankruptcy Code. It is designed for people who have money to pay back their creditors but who can't do it all tomorrow like the creditors are demanding. Chapter 13 bankruptcy allows you stop the harassing phone calls and lawsuits. Chapter 13 bankruptcy gives you time to catch your breath while you pay your creditors. Chapter 13 bankruptcy stops garnishments, foreclosures, and repossessions of your car. You do not need the permission of your creditors to obtain Chapter 13 bankruptcy protection.

WHAT OUR CLIENTS SAY ABOUT OUR SERVICES

“Our attorney is the brightest, smartest, most compassionate, wonderful man on the planet earth. Mr. Kelly rescued my husband and myself just as we were going under for the third and final time. We were retirement age, and both of us had worked two jobs for over forty years each. We took care of our mother’s which allowed both to live comfortably until their deaths, we educated our daughter through graduate school, and we managed to build a home on some acreage. Just right before we had everything paid off, I fell down at work and broke my knee, and then I had a stroke. Jeffrey Kelly saved
us!” — Deborah G.

“I would love to just tell you THANK YOU!! Without your help my family would have been destitute. Now that my case has been completed successfully, it is the biggest RELIEF to not have to wonder how to make ends meet.” — Angela W

“It took a lot to meet with a bankruptcy attorney to file our Chapter 13 in 2009. I was embarrassed. I did not want to file for bankruptcy. When I met with Jeff, he treated my wife and I like longtime friends or relatives, not like clients. I have talked with hundreds of attorneys in my many years of law enforcement, and they are usually straight forward and to the point. Jeff went above and beyond what I had always thought an attorney to be. He was respectful of our situation. They always say the good Lord never gives you more than you can handle, and our plate was full. It was such a relief to speak to someone who has our happiness and well-being in mind. The Law Office of Jeffrey B. Kelly was the best decision that I could have made. I would refer them in a heartbeat.” –– C.H.

“I just wanted to thank you for your help with my bankruptcy. I imagined it would be a horrible process to go through, but with your help it went better than I could ever have imagined. I wish I did not have to declare bankruptcy, but ultimately I could not keep up payments and depleted everything I had to try to keep up. So, this nightmare is over, but with your help it made the bankruptcy process itself – painless. Again, thank you for all of your help and for being available to answer questions.” — D.L.

“I think the world and a mile of Jeff. As far as Jeff is concerned, I don’t just consider him my lawyer, he is a friend. He and his staff go above and beyond anything you could expect out of a firm. They are excellent. If you want more than just an attorney that shows up to court, Jeff Kelly is the way to go. He is not about the money, he is about helping people, and Jeff Kelly helped me an awful lot. I have known Jeff for about 9 years, back when he worked for Fuller & McKay. Though he did not have his own firm at the time, he still went above and beyond his call of duty to help me in any way that he could. I would refer him to anyone.” — Robert J.